Even in this fast-paced digital world, I still make most of my purchases in cash.
I find keeping my wallet stocked with actual, paper money helps me track my spending.
Plus, I'm never out of luck when I go to a store or restaurant that only takes cash.
Of course bills have a downside too: they rip.
I've often had to tape together a $20 or $50 and make excuses to get a cashier to take it, so I was happy to learn that you can actually exchange damaged cash for its full value.
What can you do with a ripped bill?
The open secret about exchanging "mutilated" money was revealed this week by Daily Show writer Dan Amira.
Amira shared his experience being reimbursed for a ripped $10 bill.
“I don’t know how it ripped in half,” he wrote in a letter to the Bureau of Engraving and Printing.
“I just took it out of my pocket one day and it was in two pieces. I think it was just old.”
Against all odds, the government actually sent Amira back a check for $10.
It wasn't just a gag by the TV writer, in fact anyone with damaged U.S. currency can send it in to be replaced.
But there are a few rules you must follow to get your money back.