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10 Easy Ways To Save $10 A Day

Phantom Drawing / Sue Sapp - U.S. Air Force

We've written before about how helpful savings challenges can be an easy and fun way to set aside extra spending money.

But while banking your extra cash is all well and good, you save even more money by cutting your daily costs.

One challenge suggests trying to save $10 a day by either limiting your spending or finding a new way to shrink your expenses.

With these helpful tips, you can achieve it - and the savings speak for themselves. Keeping $10 a day earns you $300 by the end of the month.

1. Make swaps

Swap new books for a library card.J.T. Armstrong - U.S. Airforce

We fall into a habit with out weekly and monthly purchases, and breaking these routines is a great way to find savings.

Start by swapping the priciest items on your grocery list for cheaper alternatives. Buy ground turkey instead of pricey ground beef.

Then, swap the services and subscriptions you use for entertainment for free or dirt cheap alternatives.

You can save everything you spend on books and DVDs by borrowing them from the library instead.

2. Save on gas

Carpooling is a fun and friendly way to save money.Sue Sapp - U.S. Air Force

USA Today reports that the average commuter spends $12 a day on their commute - and gas prices aren't dropping anytime soon.

But imagine if you took the bus one day a week. Your would save four days worth of gas each month.

Walking to work or riding a bike will save you even more money.

If you're not ready to give up your car, offer to carpool with your coworkers and have them chip in for the gas.

You could even ask your boss to look into a commuter tax benefit for your office, which would save some money for everyone.

3. Shrink your grocery bill

Compare prices and save.kc0uvd - Pixabay

You don't need to give up your favorite brands or settle for discount stores to feed your family for less.

Simply buying in bulk and planning your meals ahead of time will take a huge chunk out of your food bill.

Comparing prices between chains and studying the ways stores play with your mind will help you avoid being overcharged.

When you get more food for less money, you save on meals every day.

4. Attack your power bill

A programmable thermostat saves money every day.CORGI Home Plan

Whether it's the dog days of summer, or the dead of winter, there are simple ways to lower your power bill.

Start with quick changes like dimming your TV and insulating your outlets.

Investing in a programmable thermostat will save money automatically, as the heater or AC turns off while you're at work.

Even changing your habits - like doing laundry at night so you're outside of "peak hours" - will save money.

5. Work out at home

Don't waste money on a gym membership.alvoi - Pixabay

These days, big national gym chains will sell memberships for as low as $10 a month.

But that doesn't include the gas you use driving to the gym, or the water bottles and snacks you end up buying there.

Don't forget that exercise is free. If you have a TV and a laptop, you already have access to hours and hours of free exercise plans and videos.

Whether you break a sweat at home or go for a job, don't spend a dollar on a gym membership.

6. Avoid impulse purchases

Never buy snacks when you have food at home.Max Pixel

We recognize that those candy bars in the checkout lanes are a trap, but some days they're just too tempting.

But a snack here, an extra coffee there, and a DVD at the grocery store add up to a lot of money over time.

Whenever you feel an urge to splurge on food or entertainment, remind yourself, "I have some at home," until the feeling goes away.

Wait a day to think over any small purchases, and a month before buying any big ticket items.

7. Avoid your favorite stores

Don't go window shopping if you can't resist deals.PXhere

Browsing turns into shopping before you realize it, and you wind up with a full closet but an empty bank account.

If you're in the habit of window shopping or looking around your favorite store, train yourself to do anything else instead.

Go for a walk, watch some TV, or call a friend instead of peeking in the store. Or, force yourself to walk through the nearest discount chain instead.

Once you notice yourself saving money, reward yourself with one trip to the store - with a tight budget.

8. Be smart about eating out

Don't rule out eating out.Tookapic - Pexels

Plenty of money-saving advice warns you to stop eating out, and make all of your meals at home. But that's just not realistic for most people.

If you get dragged out to a restaurant with some friends, you can't just leave. Focus on saving through your order instead.

Two appetizers are filling, but usually cheaper than one main course.

And if you regularly visit the same chain, see if you can buy discounted gift cards to save money.

Finally, eat a full meal at home and go out just for dessert - it's all the fun of a night out at a fraction of the cost.

9. Never buy cleaning products again

It's easy to make your own cleaning products.Squeaky Clean Windows

Depending on how devoted you are to saving money, this trick can save you a few dollars or hundreds each year.

You can use a few common household ingredients - water, vinegar, lemons, baking soda, and dish soap - to clean just about any surface in your home.

Even when it comes to laundry, you can save on dryer sheets by making your own homemade dryer balls.

Try this mixture for a homemade all-purpose bathroom cleaner that really works.

10. Make money in your spare time

Answering surveys is an easy way to make money.Rawpixel

The best way to save money is to make money, and you don't need to work overtime to do it.

Start by turning your hobby into a paying gig. Do you paint? Write? Can you sing? See if you can make money using these skills.

Next, spend your free time doing surveys, or other online chores that pay you in cash or gift cards. Most are time consuming, but easy enough that you can do them as you watch TV.

Finally, learn about passive income and how you can create a small, continuous income from simple jobs.

Have you tried any of these tips before?

Look up these other money-saving tricks:

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